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Title
Text copied to clipboard!Credit Portfolio Manager
Description
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We are looking for a Credit Portfolio Manager to join our dynamic financial team. This role is critical in overseeing the performance, risk, and profitability of credit portfolios, ensuring alignment with the organization’s strategic objectives. The ideal candidate will possess a strong background in credit analysis, portfolio management, and risk assessment, with the ability to make data-driven decisions that support sustainable growth.
As a Credit Portfolio Manager, you will be responsible for monitoring and managing the credit exposure of the organization’s lending activities. You will analyze credit data and financial statements to assess risk, develop strategies to mitigate potential losses, and ensure compliance with internal policies and regulatory requirements. Your insights will directly influence lending strategies, pricing models, and risk-adjusted returns.
You will collaborate closely with credit analysts, underwriters, risk managers, and senior executives to develop and implement portfolio strategies. Your role will also involve preparing detailed reports and presentations for stakeholders, highlighting portfolio performance, risk trends, and recommendations for improvement.
To succeed in this role, you should have excellent analytical skills, a deep understanding of credit markets, and experience with portfolio management tools and software. Strong communication skills are essential, as you will be expected to present complex information clearly and persuasively to both technical and non-technical audiences.
This is an exciting opportunity for a motivated professional to contribute to the financial health and strategic direction of a leading institution. If you are passionate about credit risk management and portfolio optimization, we encourage you to apply.
Responsibilities
Text copied to clipboard!- Manage and monitor the performance of credit portfolios.
- Analyze credit data and assess risk exposure.
- Develop and implement portfolio strategies to optimize returns.
- Ensure compliance with regulatory and internal credit policies.
- Collaborate with credit analysts and risk teams.
- Prepare reports and presentations for senior management.
- Monitor market trends and economic indicators.
- Recommend adjustments to credit policies and procedures.
- Support pricing and underwriting strategies.
- Conduct stress testing and scenario analysis.
Requirements
Text copied to clipboard!- Bachelor’s degree in Finance, Economics, or related field.
- 5+ years of experience in credit or portfolio management.
- Strong analytical and quantitative skills.
- Proficiency in financial modeling and risk assessment tools.
- Excellent communication and presentation abilities.
- Knowledge of regulatory frameworks and compliance standards.
- Experience with credit portfolio management software.
- Ability to work collaboratively in cross-functional teams.
- Detail-oriented with strong organizational skills.
- Professional certifications (e.g., CFA, FRM) are a plus.
Potential interview questions
Text copied to clipboard!- How many years of experience do you have in credit portfolio management?
- Can you describe a time you mitigated credit risk successfully?
- What tools or software do you use for portfolio analysis?
- How do you stay updated on credit market trends?
- Have you worked with regulatory compliance in credit management?
- What is your approach to stress testing a credit portfolio?
- How do you balance risk and return in portfolio decisions?
- Can you explain a complex credit concept to a non-technical audience?
- What role do you typically play in cross-functional teams?
- Do you hold any relevant certifications such as CFA or FRM?
